About us

About Us

The Gozaria Nagarik Sahkari Bank Ltd. The Bank had a very humble, but very inspiring beginning on 1974. The Bank is a professionally managed financial Institution a benchmark of transparency, credibility and innovation.
The Bank believes that Customer Delight is the ultimate goal and has a strong belief that customers and all shareholders, wholehearted support, absolute faith and their patronage coupled with hard work of the staff members has been largely responsible for its noteworthy and appreciable growth. The Bank is committed to provide banking services with speed, comfort and convenience. The progress allowed by the bank can be attributed to the collective efforts made by the management and team work of its staff under able guidance of the Board of Directors.

Bank History

The history of The Gozaria Nagarik Sahkari Bank Ltd. is a story of steady growth within the cooperative banking sector of Gujarat. Below is a summary of the bank's journey:

Founding and Early Years

The bank had a modest and humble beginning in 1974. It was established in the town of Gozaria (Mehsana district, Gujarat) with the objective of providing accessible financial services to the "common man." At the time, cooperative banking was emerging as a vital tool for the socio-economic development of rural and semi-urban regions in India.

Growth and Development

Since its inception, the bank has grown from a small local lender into a professionally managed financial institution. Key aspects of its development include:

• Expansion: The bank gradually expanded its reach within the Mehsana region, building a loyal base of shareholders and customers.

• Governance: Its growth is credited to the collective efforts of the Board of Directors and a management style focused on transparency and credibility.

• Legal Standing: The bank operates under the Gujarat State Co-operative Societies Act, 1961 and is regulated by the Reserve Bank of India (RBI) under the Banking Regulation Act, 1949.

Technological Evolution

A major milestone in the bank's recent history was the transition to modern digital banking:

• Core Banking Solution (CBS): The bank successfully implemented CBS across all its branches, allowing for real-time transaction processing.

• "Any Branch" Banking: This technological shift enabled customers to conduct transactions from any branch, moving away from the traditional model where they were restricted to their "home" branch.

Our Mission And Vision

Vision :

To be a professionally managed financial institution that sets a benchmark for transparency, credibility, and innovation in the cooperative banking sector. The bank aims for "Customer Delight" as its ultimate goal, ensuring that growth is driven by the absolute faith of its shareholders and the hard work of its staff.

Mission : 
 

• Customer-Centric Service: To provide banking services with speed, comfort, and convenience to the "Common Man."

• Technological Advancement: To remain fully enabled on Core Banking Solutions (CBS) and provide seamless "Any Branch" transactions for modern accessibility.

• Social & Economic Development: To play a significant role in the socio-economic development of the region and the country through cooperative banking.

• Trust & Reliability: To maintain the noteworthy growth achieved since its founding in 1974 by fostering a culture of teamwork and collective management under the guidance of the Board of Directors.